I came across a story online recently where a family found themselves in conflict over paying for assisted living for elderly parents.

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One sibling was shocked to discover their “fair share” meant a significant upfront payment and a large ongoing monthly cost in a care facility. The tension quickly escalated, not because the family didn’t care, but because there had never been a clear conversation about what the parents actually wanted — and what everyone could afford.

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Whether your loved ones would prefer an assisted living facility or the comfort of remaining at home with professional care in the community, the key is to have these conversations early.

✔️ Talk openly about preferences, values, and priorities.

✔️ Understand the costs and funding options for each choice.

✔️ Make a plan that works for everyone — before it becomes urgent.

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An Advanced Care Plan is essential, along with preparing Enduring Powers of Attorneys. These documents work together for a full picture of what someone's care looks like in their older years.

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Because when you plan ahead, you preserve both dignity and family harmony.

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